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Have you considered a reverse mortgage loan to free up your equity? Do you have debt settlement issues and would like to know more about the debt consolidation process?

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Are you a Nevada homeowner facing foreclosure?

Check out this page for information on what you should do before walking away.

UDPATED: 18 Mar 09. Summation of update: if the lender won’t agree to a short sale, you are better served by bankruptcy than a foreclosure (as Nevada is a deficiency state).

UPDATED: 12 Dec 09. The information contained is this post is still extremely relevant today. Nothing has fundamentally changed for the homedebtor. If anything, it’s become worse. Anecdotal evidence from a recent conversation with a friend (via an FBI agent) is that lenders are beginning to pursue homedebtors who choose foreclosure for the deficiency balance. Folks, don’t walk away. Short sale the property, or declare bankruptcy.

Mortgage Bankers Association “extricates” self from owning property…

…the irony of the MBA ditching this investment, while moralizing that homeowners should continue to pay their mortgages, is…well, quite ironic.

Site down no more…

…as you can see, the site is back up! Still not sure what took it down, but no matter, we’re back in business.

WSJ: Real estate developer “turning over” asset to creditor…

…I believe this is known as “strategic default”. At least, it is when the homeowner does it.

Saving money & minutes: Google Voice

If you haven’t signed up for Google Voice, you’re missing out. It really is that cool.

Wordpress cross functionality already paying off…

…if you run a blog, you should seriously consider WordPress as a CMS. With ScribeFire, you can cross post content to multiple blogs (such as this post).

That is all.

Las Vegas will not recover by 2012

…just received an email that links to an article detailing a 2012 “recovery” for Las Vegas. Not going to happen, folks. This analyst (who doesn’t live here) is predicating her forecast on a huge variable: employment. I predict Vegas is headed the way of Detroit – not to the same extent, but headed in that direction.

rob2061: RT @MishGEA: Walking Away Goes Mainstream; Yes It's OK; Moral Obligations Yet Again: There is an interesting post on Tech Ticke... http: ...

rob2061: RT @MishGEA: Walking Away Goes Mainstream; Yes It’s OK; Moral Obligations Yet Again: There is an interesting post on Tech Ticke… http: …

EverydayFinance: Why buy a book from a bookstore?

That’s a very good question.

Why Would you EVER Buy a Book from a Bookstore for a 30% Premium? | Everyday Finance

LVRJ: BoA to release 500 homes per month from shadow inventory

BoA is set to release 6,000 homes in the next year onto an already flooded market. Consider that this is not even the amount of homes they took back in one month at the end of last year. 

I agree that there’s a massive second wave of defaults and foreclosures coming.

Bank of America to release homes – Business – ReviewJournal.com

ATT, Verizon dropping prices for plans…

This is positive news. I will definitely be calling AT&T on Monday to take advantage of this change. 

AT&T Matches Verizon With $69.99 Unlimited Voice Plans. iPhone Not Included (But Also Cheaper).